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Co-op Credit Union

Personal & Auto

Let's journey together.


We're currently offering an auto loan rates as low as 1.99% APR*! Take advantage of this attractive rate to get you on the road with an affordable payment you'll love. Learn more about our services below and click here to view all our competitive personal loan rates.

We'll partner with you to explore how our lending services can serve you and your needs and dreams. We have attractive vehicle and personal loans and terms available.

Thinking now may be the time to refinance your auto loan? Connect with us to see if a loan with us is the right option at the right time for you. If you're exploring refinance options, check out this online calculator to give you a better picture of how refinancing may benefit you.

*Annual Percentage Rate. Rate effective May 1, 2021, and subject to change and/or cancellation at any time. Rates are based on individual creditworthiness, loan-to-value, type and age of collateral and term of loan.


Vehicle Loans
Your vehicle is a crucial component of your life -- whether it's your vehicle for day-to-day travel or a recreational vehicle used for outdoor leisure. We have great rates on new and used vehicles, and terms to fit your budget, including up to 72 months on a new vehicle!
 
car driving on road

It's easy to make payments. You can:
  • Set up automatic payments from your checking or savings.
  • Transfer payments in CCU Online or Mobile
  • Use telephone self-service with CCU Talk by calling 800-258-5756
Want to apply? Get started now our online application.

Ask us about GAP Protection. It helps protect our members against financial loss if their GAP-protected vehicle is declared a total loss or stolen.

Personal Loans
  • Signature Loans: Unsecured loans.
  • Share Secured Loans: A loan secured by a member's Savings to Secure a Loan account or by a Certificate.
  • KWIK Cash Line of Credit/Overdraft Protection: A consumer line of credit used when you wish to make purchases or meet unexpected expenses. It also can serve as overdraft protection for your checking account.
  • Christmas Loans: Unsecured loans for holiday expenses up to $1,200, available November 1st through December 24th. Term is 11 months and payments can be made monthly or bi-weekly. Contact a Member Account Representative or Loan Officer for additional details!
In 2019, we granted 300 loans of $1,000 or less, many of which represented members coming to us in a time of need. We do these loans for no other reason than it's the right thing to do.

Debt Protection Program
Give yourself peace of mind and protection: Ask us about a payment protection plan to help pay the outstanding balance of a loan in the event of illness, injury, death or involuntary unemployment.

Already have debt protection and need to file a claim?
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.

To begin, please fill out a claim form by clicking here.

If you prefer, call 1-844-707-4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER'S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.
 
TruStage® Insurance: Simple, Straightforward, Budget-Friendly.

Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind today.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.

Get a quote or explore your options at TruStage.com.

© Copyright 2020, TruStage. All Rights Reserved.

TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

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