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Co-op Credit Union

Credit Card

Easy. Convenient. Great Rate.

Whether you're in another country or at your home computer, using our credit card to make purchases could save you hundreds each year versus high-rate, high-fee cards. Compare our card to those of other financial institutions and see the difference.

picture of MasterCard

Check out the extra perks and money-saving benefits:
  • No cash-advance fee
  • No minimum finance charge
  • No annual fee
  • Plus, call your credit union during business hours for account inquiries

Plus, our credit card provides you the ability to use the digital wallet programs Apple Pay, Samsung Pay or Google Pay! For tutorials on how to set these programs up, visit the links below:

Apple Pay Tutorial                            Samsung Pay Tutorial                      Google Pay Tutorial


Want to get started? Apply here:

To activate your new credit card, call 1-800-543-5073

Already have a credit card with CCU?

View your account information anytime online by visiting the eZCard site. Having trouble logging in to the site or have questions on EZCard? Call (866) 604-0380

Or, access your credit card information by logging into CCU Online and clicking the eZCard tab!

For balance and account inquiries during regular business hours, please call the credit union at (800) 258-0023. After hours, call (800) 808-7230.

Want to change your card's PIN? Call (866) 297-3408. You must know your current PIN to utilize this hotline.

Have an issue?

Lost/Stolen Credit Card Hotline: During regular business hours, call: CCU at (800) 258-0023. After regular business hours, call: (800) 325-3678
To dispute a charge or charges on your credit card, call: (800) 600-5249
To contact the fraud department to verify transactions, call: (855) 961-1602

Please note, card hotlines may be experiencing increased wait times due to COVID-19.

Credit Card Fraud Alerts

You will receive a text message, email and/or phone calls when there is a suspicious transaction on your MasterCard Credit Card.

Simply reply to the text or email to confirm whether you recognize the activity. Contact is based on what is on file.

If you reply that you do not recognize the card activity, a temporary block will be placed on your card and a Fraud Alert Specialist will call the number on file to speak to the cardholder.

If you reply that you recognize the activity, your card will remain available for use.

If you do not reply to a text message alert or email you will receive a phone call which will allow you to review the transactions.

Or, you can contact the fraud department to verify transactions by calling (855) 961-1602.

Notify CCU of your travels

Many countries are blocked due to international fraud. Notify CCU of your travels will minimize the chances of your card being restricted when you are trying to make a legitimate purchase. However, the card company still will look at each transaction, which means your card could still be restricted or a transaction denied for your protection.