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Co-op Credit Union

Credit Card

Easy. Convenient. Great Rate. Rewards. 

Whether you're in another country or at your home computer, using our credit card to make purchases could save you hundreds each year versus high-rate, high-fee cards. Compare our card to those of other financial institutions and see the difference!
  • Low Rate - 11.88% APR*
  • Earn Rewards -  1 point for every $1 spent on qualifying purchases
  • No Annual Fee, Balance Transfer Fee or Cash Advance Fee
  • Tap to Pay
  • Local Service - Call CCU during business hours for account inquiries 
  • Apple Pay, Google Pay & Samsung Pay available
  • No minimum finance charge

uChoose Rewards

Earn 1 point for every $1 spent on qualifying purchases with uChoose Rewards! Redeem points on your credit card purchases to use toward cash back, shopping, travel, event tickets, gift cards, and more. Access uChooseRewards through your Online Banking. 

*The rewards program is not available on business credit cards. uChoose Rewards is a registered trademark of Fiserv, Inc.
To activate your new credit card, call 1-800-357-4441.

Already have a credit card with CCU?

Log into your CCU Online then select 'Fiserv eCS 4.0' to view your account information anytime online or visit the eCS Site. For balance and account inquiries during regular business hours, please call the credit union at
(800) 258-0023. After hours, call (800) 357-4441.
Having trouble logging in to the site or have questions on eCS? Call 800-357-4441 (Toll free U.S.) or 531-262-5286 (International).

Want to change your card's PIN? Call (800) 357-4441. You must know your current PIN to utilize this hotline.

Enhanced Credit Card Safety:

With CCU's Fraud Alerts, you can rest easy knowing your credit card is being monitored 24/7 for potential fraudulent activity. If you have a CCU credit card and a phone number on record, you are automatically enrolled to receive fraud alerts. 

How it works

If there is suspected fraud on your account, you will either receive a text message or phone call asking if you recognize the recent transaction. If the transaction is legitimate, respond 'Yes'. You can then continue using your card as normal. If you did not authorize the transaction, respond 'No'. You will then be asked to contact a fraud specialist.

You may be contacted by our Fraud Department from one of the following numbers. We encourage you to add all four of these numbers into your contacts to ensure you receive these time sensitive messages.
  • Fraud Alerts via Phone: 833-735-1894 or 833-735-1892
  • Fraud Alerts via Text: 20733 or 37268
Have an issue?
  • To dispute any credit card transaction, call 800-357-4441.

Notify CCU of your travels

Many countries are blocked due to international fraud. Notify CCU of your travels will minimize the chances of your card being restricted when you are trying to make a legitimate purchase. However, the card company still will look at each transaction, which means your card could still be restricted or a transaction denied for your protection.

Apple Pay, Samsung Pay and Google Pay

Our credit card provides you the ability to use the digital wallet programs Apple Pay, Samsung Pay or Google Pay! For tutorials on how to set these programs up, visit the links below: