Certificates
Start Building Your Future Today.
What's your dream? Saving for a home or an early retirement, college education for your kids or maybe a perfect vacation! Whatever your needs are, we can help you reach your goal. Take a look at our great savings options and open an account today!
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Share
With savings periods of 6 months to 5 years, you can put your money to work for you in a Co-op Credit Union Certificate. The minimum balance to open is $100 for a share certificate. Certificates are also available to youth under the age of 18.
- Terms of 6, 12, 18, 24, 36, 48 and 60 months available
- Dividends calculated and paid quarterly
- Fixed rate guarantees dividend's rate even if market goes down
- May be used as collateral on loans
- NCUA insured
IRA Certificates
An IRA is intended as a savings vehicle for retirement. The minimum balance to open is $1,000. Remember, as with all IRAs you must be at least 59 1/2 years old to withdraw from this certificate. If you need to remove money from this account, early withdrawal tax penalties may apply.
See our Fees & Disclosures page for additional account information and terms.