Certificates
Start Building Your Future Today.
What's your dream? Saving for a home or an early retirement? How about a debt-free degree for your kids? Or maybe that perfect vacation. Whatever your needs are, we can help you reach your goal. Take a look at what we offer!
Share Certificates/Youth Saver Certificate
With savings periods of 6 months to 5 years, you can put your money to work for you in a Co-op Credit Union Certificate. The minimum balance to open is $100 for a share certificate or a Youth Certificate. Youth Certificates are available to our members under 18.
- Terms of 6, 12, 18, 24, 36, 48 and 60 months available.
- Dividends calculated and paid quarterly
- Fixed rate guarantees dividend's rate even if market goes down
- May be used as collateral on loans
- NCUA insured
Open a Certificate View our Rates
IRA Certificates
The IRA is intended as a savings vehicle for retirement. The minimum balance to open is $1,000. Remember, as with all IRAs you must be at least 59 1/2 years old to withdraw from this certificate. If you need to remove money from this account, early withdrawal tax penalties may apply.
See our Fees & Disclosures page for additional account information and terms.