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Co-op Credit Union

Certificates

Start Building Your Future Today.


What's your dream?  Saving for a home or an early retirement?  How about a debt-free degree for your kids?  Or maybe that perfect vacation.  Whatever your needs are, we can help you reach your goal.  Take a look at what we offer and visit one of our locations today to talk to a representative about getting started.

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Certificate Rates

Check out our rates here.

See our Fees & Disclosures page for additional account information and terms.


Share Certificates


With savings periods of 3 months to 5 years, you can put your money to work for you in a Co-op Credit Union Certificate.  The minimum balance to open is $100 for a share certificate or a Youth Certificate. Youth Certificates are available to our members under 18.   Dividends are calculated using the daily balance method.


IRA Certificates


The IRA is intended as a savings vehicle for retirement. The minimum balance to open is $1,000.  Remember, as with all IRAs you must be at least 59 1/2 years old to withdraw from this certificate.  If you need to remove money from this account, early withdrawal tax penalties may apply.

 

Super Share Certificates
 
Maximize your earning potential with a Super Share Certificate or Super IRA Share Certificate! Earn a high rate when you open with a minimum balance of $100,000. Contact us for rates and other details! Or, visit our Fees & Disclosures page for additional account information and terms.


Youth Saver Certificate


CCU members under age 18 can earn "grown-up" dividends with a Youth Saver Certificate!  Same great terms and rates as a regular certificate, but requiring only a $100 minimum.  The Youth Saver Certificate helps young people yield more for their savings sooner.

  • Terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months available.
  • Dividends calculated and paid quarterly
  • Fixed rate guarantees dividend's rate even if market goes down
  • May be used as collateral on loans
  • NCUA insured