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Co-op Credit Union

Certificates

Start Building Your Future Today.

What's your dream? Saving for a home or an early retirement, college education for your kids or maybe a perfect vacation! Whatever your needs are, we can help you reach your goal. Take a look at our great savings options and open an account today!

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Share

With savings periods of 6 months to 5 years, you can put your money to work for you in a Co-op Credit Union Certificate. The minimum balance to open is $100 for a share certificate. Certificates are also available to youth under the age of 18.

  • Terms of 6, 12, 18, 24, 36, 48 and 60 months available
  • Dividends calculated and paid quarterly
  • Fixed rate guarantees dividend's rate even if market goes down
  • May be used as collateral on loans
  • NCUA insured
couple gazing at sunset
IRA Certificates

An IRA is intended as a savings vehicle for retirement. The minimum balance to open is $1,000.  Remember, as with all IRAs you must be at least 59 1/2 years old to withdraw from this certificate.  If you need to remove money from this account, early withdrawal tax penalties may apply.

See our Fees & Disclosures page for additional account information and terms.