Health Savings Accounts
Put Your Health First.
Our Health Savings Accounts are here to assist you with planned and unplanned medical expenses. We have a variety of options as you look to put money away and put your health first.
Health Savings Account
A Health Savings Account, or HSA, is a tax-exempt custodial account established to pay qualified medical expenses in conjunction with a "High Deductible Health Plan," or HDHP.
A High Deductible Health Plan is an alternative to traditional PPO and HMO plans. In exchange for a lower monthly premium, you accept responsibility for a higher amount of out-of-pocket expenses. Federal law sets the minimum requirement for what constitutes a High Deductible Health Plan. Please see the table at the bottom of the page for details.*
Health Savings Debit Card Account
A Health Savings Debit Card Account provides convenient access for payment of medical expenses. Like the Health Savings Account, withdrawals are restricted to qualified medical expenses.
Health Savings Certificate
We offer a 12-month Health Savings Certificate, which is yet another vehicle for saving for your health care costs. Click here to visit our rates page for additional information.
*Minimum Requirements for High Deductible Health Plans:
Health Savings Account Limits
|Maximum Contribution Limits||2017||2018|
|Limit #1 to Qualify as a HDHP – Minimum Annual Deductible|
|Limit #2 To Qualify as a HDHP –Maximum Annual Out-Of-Pocket|
|Individuals age 55 and Older Can Also Make Additional “Catch-Up” Contributions of||$1,000
See our Fees & Disclosures page for additional account information and terms.