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Co-op Credit Union

IRAs

Don't Wait to Start Planning For Retirement.


Are you thinking about saving for retirement? Start early to prepare for your future now. We have Individual Retirement Accounts to serve your needs and get you prepared for your next life stage.

For more information regarding IRA Contribution Limits, see the IRS website for more details.

 

couple sitting by tree

 

IRA Savings


A share savings for your individual retirement dollars.  There are no service charges and no annual maintenance fees. The minimum daily balance to earn dividends is $20.  Remember that early withdrawals may be subject to tax penalties.

 

IRA Certificates


The IRA Certificate is intended as a savings vehicle for retirement. The minimum balance to open is $1,000, and terms are available from 6 months to 5 years.  Traditional or Roth IRAs available.  Remember, as with all IRA's you must be at least 59 1/2 years old to withdraw from this certificate.  If you need to remove money from this account, early withdrawal tax penalties may apply.  Dividends are calculated using the daily balance method.

 

See our Fees & Disclosures page for additional account information and terms.