Rates
| Type of Account | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| Share Savings | 0.15% | 0.15% |
| Share Draft Checking | 0.05% | 0.05% |
| FREE Checking | 0.00% | 0.00% |
| Reward Checking | 2.00% | 1.98% |
| Money Market Account | ||
| $10,000 < $25,000 | 0.65% | 0.65% |
| $25,000 < $50,000 | 0.80% | 0.80% |
| $50,000 < $100,000 | 0.90% | 0.90% |
|
$100,000 < $250,000
|
1.12% | 1.11% |
|
$250,000 & over
|
1.15% | 1.14% |
| Super Share Savings | ||
| $1,000 - $5,000 | 0.25% | 0.25% |
| $5,000 - $10,000 | 0.40% | 0.40% |
| $10,000 - $50,000 | 0.60% | 0.60% |
| $50,000 - Over | 0.75% | 0.75% |
| Individual Retirement Account | 0.70% | 0.70% |
| Health Savings Account | 0.70% | 0.70% |
| Christmas Club | 0.15% | 0.15% |
| GoalSetter Savings (balances up to $10,000) | 0.75% | 0.75% |
Here are rates for our general, IRA, and Health Savings Account certificates.
Certificates ($100 minimum)
| Term of Investment | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| 3 month | 0.50% | 0.50% |
| 6 month | 0.95% | 0.95% |
| 9 month | 0.95% | 0.95% |
| 12 month | 1.45% | 1.44% |
| 18 month | 2.25% | 2.23% |
| 24 month | 2.01% | 2.00% |
| 30 month special* | 2.75% | 2.72% |
| 36 month | 2.31% | 2.29% |
| 48 month | 2.45% | 2.43% |
| 60 month | 2.60% | 2.58% |
Annual Percentage Yield (APY) & Dividend Rates as of August 1, 2018. Subject to change. Substantial penalty for early withdrawal.
*Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, the certificate will be rolled into a share account. Rate accurate as of August 1, 2018.
IRA Certificates ($1,000 minimum)
| Term of Investment | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| 3 month | 0.55% | 0.55% |
| 6 month | 1.00% | 1.00% |
| 9 month | 1.00% | 1.00% |
| 12 month | 1.50% | 1.49% |
| 18 month | 2.30% | 2.28% |
| 24 month | 2.06% | 2.04% |
| 30 month special* | 2.80% | 2.77% |
| 36 month | 2.36% | 2.34% |
| 48 month | 2.50% | 2.48% |
| 60 month | 2.65% | 2.62% |
Annual Percentage Yield (APY) & Dividend Rate as of August 1, 2018. Subject to change. Substantial penalty for early withdrawal.
*Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, the certificate will be rolled into a share IRA account. Rate accurate as of August 1, 2018.
Health Savings Account Certificate ($1,000 minimum)
| Term of Investment | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| 12 month | 1.50% | 1.49% |
Annual Percentage Yield (APY) & Dividend Rate as of August 1, 2018. Subject to change. Substantial penalty for early withdrawal.