Rates
| Type of Account | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| Share Savings | 0.15% | 0.15% |
| Share Draft Checking | 0.05% | 0.05% |
| FREE Checking | 0.00% | 0.00% |
| Reward Checking | 3.00% | 2.96% |
| Money Market Account | ||
| $10,000 < $25,000 | 0.75% | 0.75% |
| $25,000 < $50,000 | 0.90% | 0.90% |
| $50,000 < $100,000 | 1.00% | 1.00% |
|
$100,000 < $250,000
|
1.22% | 1.21% |
|
$250,000 & over
|
1.30% | 1.29% |
| Super Share Savings | ||
| $1,000 < $5,000 | 0.25% | 0.25% |
| $5,000 < $10,000 | 0.40% | 0.40% |
| $10,000 < $20,000 | 0.60% | 0.60% |
| $20,000 < $30,000 | 0.65% | 0.65% |
| $30,000 < $40,000 | 0.70% | 0.70% |
| $40,000 < $50,000 | 0.75% | 0.75% |
| $50,000 & over | 0.80% | 0.80% |
| Individual Retirement Account | 0.70% | 0.70% |
| Health Savings Account | ||
| 0 < $10,000 | 0.70% | 0.70% |
| $10,000 & over | 1.00% | 1.00% |
| Christmas Club | 0.15% | 0.15% |
| GoalSetter Savings (balances up to $10,000) | 0.75% | 0.75% |
Here are rates for our general, IRA, and Health Savings Account certificates.
Certificates ($100 minimum)
| Term of Investment | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| 3 month | 0.50% | 0.50% |
| 6 month | 1.55% | 1.54% |
| 9 month | 1.75% | 1.74% |
| 12 month | 2.25% | 2.23% |
| 18 month | 2.35% | 2.33% |
| 19 month Special* | 2.65% | 2.62% |
| 24 month | 2.45% | 2.43% |
| 36 month | 2.65% | 2.62% |
| 48 month | 2.70% | 2.67% |
| 60 month | 3.05% | 3.02% |
Annual Percentage Yield (APY) & Dividend Rates as of February 1, 2019. Subject to change. Substantial penalty for early withdrawal.
*Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, the certificate will be rolled into a share account. Rate accurate as of February 1, 2019.
IRA Certificates ($1,000 minimum)
| Term of Investment | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| 3 month | 0.55% | 0.55% |
| 6 month | 1.60% | 1.59% |
| 9 month | 1.80% | 1.79% |
| 12 month | 2.30% | 2.28% |
| 18 month | 2.40% | 2.38% |
| 19 month Special* | 2.70% | 2.67% |
| 24 month | 2.50% | 2.48% |
| 36 month | 2.70% | 2.67% |
| 48 month | 2.75% | 2.72% |
| 60 month | 3.10% | 3.07% |
Annual Percentage Yield (APY) & Dividend Rate as of February 1, 2019. Subject to change. Substantial penalty for early withdrawal.
*Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, the certificate will be rolled into a share IRA account. Rate accurate as of February 1, 2019.
Health Savings Account Certificate ($1,000 minimum)
| Term of Investment | Annual Percentage Yield | Dividend Rate |
|---|---|---|
| 12 month | 2.30% | 2.28% |
| 36 month | 2.70% | 2.67% |
| 60 month | 3.10% | 3.07% |
Annual Percentage Yield (APY) & Dividend Rate as of February 1, 2019. Subject to change. Substantial penalty for early withdrawal.