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Co-op Credit Union

Ag & Business

Paycheck Protection Program

The U.S. Small Business Administration has opened a new version of the Paycheck Protection Program and we are now able to start accepting applications.

There are significant changes to the program, so please seek advice from your accountant to determine loan amount and eligibility.

  • There is a new round of loans for those borrowers who have not previously applied for a PPP loan.
  • There also are loans available for those who have received and spent all of their funds from their previous PPP loan. To be eligible for a second PPP loan, the business:
    • Must have spent all first PPP funds
    • Provide documentation of a 25% reduction in gross receipts between comparable quarters in 2019 and 2020.
For more information on first draw and second draw PPP loans and applications, please visit the SBA's website by clicking here.


COVID-19 Assistance

For information on how we're assisting small business owners and farmers during the COVID-19 crisis, please click here.


Agriculture Loans


Co-op Credit Union has a long history of working with farmers and the agricultural industry. In fact, CCU was founded in 1938 when neighbors, mostly farmers, began helping other neighbors with their financial needs.

farmer in a tractor in a fielddddd
 
We feature experienced ag business loan personnel with the knowledge to provide you with professional and personalized service. Can't find time to come in to the credit union? No problem -- we'll meet you on the farm!
 
There are many financing options to fit your individual needs:
  • Lines of Credit
  • Equipment purchases
  • Crop loans
  • Debt consolidations
  • Farm real estate
  • Cattle loans
  • Construction/remodeling
  • Letters of Credit
  • Business MasterCard
We also offer Youth Fair Project Loans to assist hardworking youth. These can be used for livestock purchases, feed, vet bills and other related expenses. Qualified co-signer required. Flexible payment terms. Talk to us today for rates and more details!

Business Loans


Whatever your business needs are, Co-op Credit Union can help. We have experienced business loan personnel available to discuss your options and recommend the best program to help you put your business plan into action. Can't leave during the business day? No problem! We'll schedule a time to meet at your business.

welder working


There are many financing options to fit your individual needs:
  • Lines of Credit
  • Purchase an Existing Business
  • Start a New Business
  • Expansion of Your Business
  • Construction/remodeling
  • Rental/Investment Properties
  • Equipment Purchases
  • Letters of Credit
  • Debt consolidations
  • Business MasterCard

Our financing options offer no pre-payment penalties and a flexible payment structure to accommodate the timing of cash flow. (Seasonal/annual.)

Ready to apply? Click on the links below to print a Business/Farm Loan Application and Personal Financial Statement. The application includes instructions for completion and other items needed for your request.


Please contact us today for more information.