Little Savers with Big Dreams.
Establishing a strong financial base early in life is crucial. That's why we offer various account choices for young individuals as they embark on managing their finances and saving for the future.
At CCU, youth can open any of our accounts with an adult as a joint owner and enjoy all the same perks. To become a member at Co-op Credit Union, all they need is $5 in a membership share savings account. Let's kick off this money-saving adventure together!
Youth Account Options
Youth Savings Accounts
Share Savings
By opening a savings account, you become a member-owner at CCU.
- $5 minimum balance
- $20 minimum to earn dividends
Super Share Savings
With our tiered super share savings account option, you earn a higher rate when you maintain a higher balance. Achieve your savings goal faster as you grow your savings.
- $1,000 minimum balance
GoalSetter Savings
With this ‘hands-off’ approach to saving, it’s easy to set your goal, make a plan and save!
- Withdrawals limited to January, July, November and December only
- Account maximum of $10,000 to earn GoalSetter Rate
Youth Checking Accounts
Reward Checking
Earn more with checking that pays!
- Earns 2.25% APY on balances up to $25,000
- No monthly fee or minimum balance
- Free debit card
- Free online banking and mobile app
- Free real-time alerts via our mobile app, SMS or email
- Free Mobile Deposit
- Free ATM Withdrawals at all of our locations + Refund of surcharge ATM fees (up to $20 per statement cycle)
Free Checking
- No monthly fee or minimum balance
- Free debit card
- Free Online Banking and Mobile App
- Free real-time alerts via our mobile app, SMS or email
- Free Mobile Deposit
- Free ATM Withdrawals at all of our locations
- First 50 checks free upon account opening
Youth Saver Certificate - 12-month at 6.00% APY
Create a brighter financial future with CCU's Youth Saver Certificate!
Youth under the age of 18 can open a 12-month Youth Saver Certificate with up to $3,000 at 6.00% APY*.
*Rates are APY (Annual Percentage Yield) and are subject to change at any time. Substantial penalty for early withdrawal. APYs are at the discretion of loan officer or loan committee. Limit one Youth Saver Certificate per member under the age of 18. Minimum deposit of $100. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
FREE Reward Checking Account
Find out how you can get more from your checking account with a 2.25% APY.