Credit Card

Give yourself the gift of more.

Earn 5,000 bonus points when you open a new CCU credit card, plus enjoy 2x rewards points through December! 
Compare our card to those of other financial institutions and see the difference!
  • Low Rate - 11.88% APR*
  • Earn Rewards
    • Open a CCU credit card and get 5,000 bonus points
    • 2 points per $1 spent through December then earn 1 point per $1
  • No Annual Fee, Balance Transfer Fee or Cash Advance Fee
  • Tap to Pay
  • Local Service - Call CCU during business hours for account inquiries
  • Apple Pay, Google Pay & Samsung Pay available
  • No minimum finance charge
uChoose Rewards logo
Earn 2 points for every $1 spent on qualifying purchases with uChoose Rewards now through December!
 
Redeem points on your credit card purchases to use toward cash back, shopping, travel, event tickets, gift cards, and more. Access uChooseRewards through CCU Online and Mobile.

*The rewards program is not available on business credit cards. uChoose Rewards is a registered trademark of Fiserv, Inc.
Log into CCU Online or Mobile then select the red 'Card Detail and Rewards' button within your credit card account to view your account information anytime online or visit the eCS Site. For balance and account inquiries during regular business hours, please call the credit union at
(800) 258-0023. After hours, call (800) 357-4441.
 
Having trouble logging in to the site or have questions on eCS? Call 800-357-4441 (Toll free U.S.) or 531-262-5286 (International).

Want to change your card's PIN? Call (800) 357-4441. You must know your current PIN to utilize this hotline.
With CCU's Fraud Alerts, you can rest easy knowing your credit card is being monitored 24/7 for potential fraudulent activity. If you have a CCU credit card and a phone number on record, you are automatically enrolled to receive fraud alerts. 

Notify CCU of your travels to minimize the chances of your card being restricted when you are trying to make a legitimate purchase. Call 800-258-0023 or send a message through CCU Online or Mobile indicating the dates of travel and states and/or countries visited.

Please note, your card could still be restricted or a transaction denied for your protection.
Add your CCU credit card to Apple Pay, Samsung Pay or Google Pay to make online, in app and in-store purchases a breeze!

Also, enjoy contactless payments with Tap to Pay.






*Annual Percentage Rate. Membership eligibility required. To qualify for new card bonus, card must be opened between October 15-December 31, 2026.

 
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people planning house construction

Make your home work for you.

With a home equity line of credit from CCU, you can make repairs, consolidate debt and take a vacation!

Learn More