Our low-fee MasterCard boasts very competitive rates. Compare our card to those of other financial institutions. Whether you're in another country or at your home computer, using our card to make purchases could save you hundreds each year versus high-rate, high-fee cards.
A CCU MasterCard comes with extra perks and money-saving benefits.
No cash-advance feeNo minimum finance chargeNo annual fee
Plus, view your CCU MasterCard account anytime online with eZCardInfo.
Co-op Credit Union MasterCard Account
Opening/Application & Solicitation Disclosure
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 11.88%
APR for Balance Transfers 11.88%
APR for Cash Advances 11.88%
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00.
For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board.
Annual Fee None
Transaction Fees Balance Transfer NoneCash Advance NoneForeign Transaction 1% of each transaction in US dollars
Penalty Fees Late Payment $9.00Returned Payment $10.00
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See your account agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
The credit limit will be determined by CCU.
Regular card renewals are free - but lost card replacement is $10.00.
Information accurate as of 7/1/10, and subject to change.
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