Our low-fee MasterCard boasts very competitive rates.  Compare our card to those of other financial institutions.  Whether you're in another country or at your home computer, using our card to make purchases could save you hundreds each year versus high-rate, high-fee cards. 
 
A CCU MasterCard comes with extra perks and money-saving benefits. 
 
  • No cash-advance fee
  • No minimum finance charge
  • No annual fee
  •  
    Plus, view your CCU MasterCard account anytime online with eZCardInfo. 
    Register for MasterCard SecureCode 
    Click here to fill out a MasterCard Application 
     
     
    Co-op Credit Union MasterCard Account 
    Opening/Application & Solicitation Disclosure 
     
    Interest Rates and Interest Charges 
    Annual Percentage Rate (APR) for Purchases                     11.88% 
    APR for Balance Transfers                                                        11.88% 
    APR for Cash Advances                                                           11.88% 
    Paying Interest   
  • Your due date is at least 25 days after the close of each billing cycle.  We will not charge you any interest on purchases if you pay your entire balance by the due date each month.  We will begin charging interest on cash advances and balance transfers on the transaction date.
  • Minimum Interest Charge  
  • If you are charged interest, the charge will be no less than $1.00.
  • For Credit Card Tips from the Federal Reserve Board   
  • To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board.
  •  
    Fees    
    Annual Fee                                                      None 
    Transaction Fees    
  • Balance Transfer                                None
  • Cash Advance                                     None
  • Foreign Transaction                           1% of each transaction in US dollars
  • Penalty Fees    
  • Late Payment                                     $9.00
  • Returned Payment                            $10.00
  •  
     
    How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See your account agreement for more details. 
     
    Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. 
     
    The credit limit will be determined by CCU.  
     
    Regular card renewals are free - but lost card replacement is $10.00.   
     
    Information accurate as of 7/1/10, and subject to change. 
     
    MasterCard Agreement 


    NCUA
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