What's your dream?  Saving for a home or an early retirement?  How about a debt-free degree for your kids?  Or maybe that perfect vacation.  Whatever your needs are, we can help you reach your goal. Take a look at what we offer and visit one of our locations today to talk to a representative about getting started. 

  • Certificate Rates
  • See our Fees & Disclosures page for additional account information and terms.
  • For more information regarding IRA Contribution Limits, see the IRS website for more details.
    IRA Savings 
    A share savings for your individual retirement dollars.  There are no service charges and no annual maintenance fees.The minimum daily balance to earn dividends is $20.  Remember that early withdrawals may be subject to tax penalties.  
    IRA Certificates 
    The IRA Certificate is intended as a savings vehicle for retirement. The minimum balance to open is $1,000, and terms are available from 6 months to 5 years.  Traditional or Roth IRAs available.  Remember, as with all IRA's you must be at least 59 1/2 years old to withdraw from this certificate.  If you need to remove money from this account, early withdrawal tax penalties may apply.  Dividends are calculated using the daily balance method. 

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