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Co-op Credit Union

Certificates

Here are rates for our general, IRA, and Health Savings Account certificates.
Certificates  ($100 minimum)
 
Term of Investment Annual Percentage Yield Dividend Rate
3 month 0.50% 0.50%
6 month 1.25% 1.24%
9 month 1.30% 1.29%
12 month 2.00% 1.99%
18 month 2.25% 2.23%
19 month Special* 2.40% 2.38%
24 month 2.21% 2.19%
30 month Special* 2.50% 2.48%
36 month 2.65% 2.62%
48 month 2.70% 2.67%
60 month 3.05% 3.02%

Annual Percentage Yield (APY) & Dividend Rate as of December 1, 2018. Subject to change. Substantial penalty for early withdrawal.

*Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, the certificate will be rolled into a share account. Rate accurate as of December 1, 2018.


IRA Certificates ($1,000 minimum)

Term of Investment Annual Percentage Yield Dividend Rate
3 month 0.55% 0.55%
6 month 1.30% 1.30%
9 month 1.35% 1.35%
12 month 2.05% 2.03%
18 month 2.30% 2.28%
19 month Special* 2.45% 2.43%
24 month 2.26% 2.24%
30 month Special* 2.55% 2.53%
36 month 2.70% 2.67%
48 month 2.75% 2.72%
60 month 3.10% 3.07%

Annual Percentage Yield (APY) & Dividend Rate as of December 1, 2018. Subject to change. Substantial penalty for early withdrawal.

*Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, the certificate will be rolled into a share account. Rate accurate as of December 1, 2018.


Health Savings Account Certificate ($1,000 minimum)


Term of Investment Annual Percentage Yield Dividend Rate
12 month 2.05% 2.03%
36 month 2.70% 2.67%
60 month 3.10% 3.07%
Annual Percentage Yield (APY) & Dividend Rate as of December 1, 2018. Subject to change. Substantial penalty for early withdrawal.
Youth Saver/Student Certificate
Youth savers and full-time students of any age enjoy the same certificate Annual Percentage Yields and Rates, with a $100 Minimum! 

At Co-op Credit Union we work hard to provide competitive rates for our members. We know it's important to have as much information as possible at your fingertips when you are making financial decisions.  When you have found the rate and service you are interested in, visit or call one of our convenient locations for personal assistance. See our Fees & Disclosures page for additional account information and terms.