Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Co-op Credit Union

Certificates

Here are rates for our general, IRA, and Health Savings Account certificates.
Certificates  ($100 minimum)
 
Term of Investment Annual Percentage Yield Dividend Rate
6 month 1.21% 1.21%
12 month 1.70% 1.69%
18 month 1.87% 1.86%
19 month Special* 1.95% 1.94%
24 month 2.00% 1.99%
36 month 2.10% 2.08%
48 month 2.30% 2.28%
60 month 2.30% 2.28%

Annual Percentage Yield (APY) & Dividend Rate as of January 1, 2020. Subject to change. Substantial penalty for early withdrawal.

*Annual Percentage Yield. Rate accurate as of January 1, 2020. Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, certificate may be redeemed or will automatically renew to an 18-month certificate at the prevailing rate.


IRA Certificates ($1,000 minimum)

Term of Investment Annual Percentage Yield Dividend Rate
6 month 1.26% 1.26%
12 month 1.75% 1.74%
18 month 1.92% 1.91%
19 month Special** 2.00% 1.99%
24 month 2.05% 2.03%
36 month 2.15% 2.13%
48 month 2.35% 2.33%
60 month 2.35% 2.33%

Annual Percentage Yield (APY) & Dividend Rate as of January 1, 2020. Subject to change. Substantial penalty for early withdrawal.

**Annual Percentage Yield. Rate accurate as of January 1, 2020. Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, certificate may be redeemed or will automatically renew to an 18-month IRA certificate at the prevailing rate.


Health Savings Account Certificate ($1,000 minimum)


Term of Investment Annual Percentage Yield Dividend Rate
12 month 1.75% 1.74%
36 month 2.15% 2.13%
60 month 2.35% 2.33%
Annual Percentage Yield (APY) & Dividend Rate as of January 1, 2020. Subject to change. Substantial penalty for early withdrawal.
Youth Saver/Student Certificate
Youth savers and full-time students of any age enjoy the same certificate Annual Percentage Yields and Rates, with a $100 Minimum! 

At Co-op Credit Union we work hard to provide competitive rates for our members. We know it's important to have as much information as possible at your fingertips when you are making financial decisions.  When you have found the rate and service you are interested in, visit or call one of our convenient locations for personal assistance. See our Fees & Disclosures page for additional account information and terms.