Check out our account types below and contact one of our 3 lobby locations to talk to a member services representative about starting your account today. 

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See our Fees & Disclosures page for additional account information and terms.

Don't forget our ATM Card or the EZ-Access Debit Card for
ways to access your account and make purchases when checks aren't accepted or you don't have them handy.

FREE Reward Checking
includes ATM Fee Refunds Nationwide*!

Reward Rate:  
5.05% APY (Annual Percentage Yield) on
your balance up
to/including $25,000. 

1.50% APY on your
balance over $25,000.

Base Rate: 
0.25% APY if requirements are not met.

To earn the Reward Rates, perform the following each qualification cycle:
1. Make at least 12 transactions with your CCU Debit Card
2. Receive a monthly electronic statement
3. Arrange a (one or more) continuous monthly automatic debit or direct deposit to your Reward Checking account.
4. Access HFS online at least once per cycle

*Refunds of ATM fees (charged to this checking account only) up to $20 per cycle if requirements are met.

Click here for brochure/disclosure

 

Dividend Checking

Put your money to work for you.  For only $1.00 per month, and a $20 minimum monthly balance, your Share Draft Dividend Checking can earn you money.   Dividends are credited to the account quarterly. For added convenience, direct us to automatically transfer loan payments or deposits to another account.

Dividend Checking offers unlimited check writing, first box of check free upon opening your account, a free ATM or E-Z Access Check card and optional Line-of-Credit Overdraft Protection.

FREE Checking

This is checking for those who enjoy the freedom and convenience of an account with no monthly fee and no minimum required balance.  FREE Checking does not earn dividends; but still offers unlimited check writing, first box of checks free upon opening  your account, a free PULSE ATM or E-Z Access Check card and optional Line-of-Credit Overdraft Protection.
 

Money Fund Checking

This account presents an opportunity for those who maintain a higher balance to earn dividends at a higher rate than conventional dividend checking.  There are no monthly fees for this account and checks are complimentary, the style chosen by CCU.  There is a minimum balance of $2500.  Withdrawals (checks included) and deposits must be for no less than $500 each, or there is a $10 fee per transaction.  Deposits are unlimited, withdrawals are limited to 6 per month, of which 3 may be by check. Dividends are credited to this account monthly.

KWIK CASH Line-of-Credit Overdraft Protection

A Kwik-Cash Loan is a consumer line of credit.  After one-time approval, you may take advances as needed, as long as your total Kwik-Cash loan  balance does not exceed your approved limit.  This line of credit can be used when you wish to make purchases or meet unexpected expenses.  It can also serve as Overdraft Protection for your Share Draft Checking account.