Collection of Personal Information

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

Use and Sharing of Personal Information

The credit union will use personal information to provide products and services to you.   This information will also be used to identify you when you contact the credit union.  We may share all of the information we collect, as described above, with companies that may perform marketing services on our behalf or with other financial institutions with whom we may have joint marketing agreements.  We may also disclose information about you under circumstances as permitted by law.

Accuracy of Personal Information

The credit union will make every effort to ensure the accuracy of our records and the personal information you provide to us.  If you have any questions about the accuracy of your personal information, please call the credit union.  We will investigate your concerns and any inaccurate information will be promptly corrected.  We require that you inform us of any changes in your personal information, such as address changes.

Protection of Personal Information

All of our employees sign an oath of confidentiality.  By doing so they promise to protect your nonpublic personal information.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your nonpublic personal information.

Online Privacy

This policy pertains to any information you provide through our web site, "Home Financial Services", and Bill Payer product.  As you use our online products we collect information about your visit, but not about you personally.  We use this information to monitor the performance of our online products.  We will, however, collect personal information if you complete the online applications or conduct online transactions.  We provide links to other web sites where this privacy policy does not apply.