Rates are APR (Annual
Percentage
Rates) and are subject
to change at any time. Loan term lengths, amounts
financed, and APR's are at the discretion of loan
officer or loan committee.
Auto
Personal
Mortgage
Farm
Business
|
2007
- Newer
Auto
4.99% - 5.99%
APR |
|
2001
- 2003 Auto
8.14%
- 8.54% APR |
|
|
|
2004
- 2006
Auto
6.14% - 6.54% APR |
|
2000
- Older
Auto
10.39% -
12.79% APR |
|
Annual
Percentage Rate. Rates effective
July 1, 2009.
*Above rates apply to a new purchase or
refinance from another lender only. Add
an additional 2.00% to the rate for all other
loans.
New Autos
may be financed for an amount up to 100%
of purchase price, including tax and license.
Extended warranties and other extras purchased
with new vehicles are eligible for financing.
Used Autos & Recreational
Vehicles may be financed for an amount
up to 100% of purchase price or
100% of N.A.D.A.
retail book value.
Any personal loans exceeding a term of
72 months carry a
36-month P.O.D. clause. |
|
Signature Loans |
14.88% APR |
|
KWIK CASH/Overdraft
Protection |
14.88% APR |
|
MasterCard |
11.88% APR |
|
Mobile Homes |
9.14%
- 10.14%
APR |
Annual
Percentage Rate.
Any personal loans exceeding a term of 72
months carry a
36 month P.O.D. clause.
|
3 Year
Payable on Demand* |
5.60% -
6.10% APR |
|
3
Year Balloon* |
4.40%
- 4.90% APR |
|
5 Year
Balloon* |
4.65% -
5.15% APR |
|
7 Year
Balloon* |
4.90% -
5.40% APR |
|
Fixed Rate (Secondary Market)** |
Contact CCU |
|
Home Equity Line of Credit*** |
Prime (currently
3.25% APR) |
|
Home Construction |
3.50%
APR |
Annual
Percentage Rate.
Rates are effective July 1,
2009 and are subject to change.
*The APR within the range listed depends on
loan-to-value ratio. See real estate loan
officer or assistant for additional information
and costs involved.
**Rates are
subject to change more than once daily; see real
estate loan officer or assistant for current rate and
closing cost information.
***Rates are subject to change yearly.
There are many loan program options and terms
available to fit your farm or business needs.
Contact us for additional information.
See our
Fees & Disclosures
page for additional account information and terms. |
